Home Remodeling Financing Options

joseph-disalvo / May 12th, 2017

Spring and summer are great seasons to make additions to your home, but many people are concerned about how to finance these projects. Did you know it is easier than you think? These are three popular avenues for homeowners to secure money for a home improvement or remodeling project: Home...

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Homebuyers: How Lenders Assess Credit

John Hogen / December 16th, 2014

As you’re probably aware, most lenders use the FICO® scoring system to assess a homebuyer’s creditworthiness. This so-called “credit score,” which ranges between a low of 300 and a high of 850, quantifies your risk of defaulting on your mortgage. While some people dismiss the importance of maintaining good credit, it has a significant impact …

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Knowing When to Refinance

Jim Offutt / December 12th, 2014

Refinancing is a great way to lower your interest rate and consolidate debt, but it doesn’t always make financial sense for every homeowner. To help you determine whether you should refinance your mortgage, here are a few questions to consider.

How long will you stay in your home?

If you only plan to live in your house …

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