You hear over and over that before you go out shopping for a new home you should get preapproved. Many people think it is to make sure that you can qualify for the loan program you are looking at based on your income. However today there are so many programs with different rules, guidelines and …Read More
Spring and summer are great seasons to make additions to your home, but many people are concerned about how to finance these projects. Did you know it is easier than you think? These are three popular avenues for homeowners to secure money for a home improvement or remodeling project: Home...Read More
With the spring market getting an early head start it will most likely be a hot month for those selling in the next few months. If you are a buyer looking to purchase now it is important to differentiate your loan from the other guy making an offer.
Step 1 – Get …Read More
As you’re probably aware, most lenders use the FICO® scoring system to assess a homebuyer’s creditworthiness. This so-called “credit score,” which ranges between a low of 300 and a high of 850, quantifies your risk of defaulting on your mortgage. While some people dismiss the importance of maintaining good credit, it has a significant impact …Read More
The average cost to hire a full-service moving company to pack and transport your belongings is about $12,230, yet 35 million Americans relocate every year. With rates this high, it’s no wonder so many people choose the do-it-yourself (DIY) approach when it comes to moving. After all, it can seem a little scary to entrust …Read More
It can seem nearly impossible to save for a house when a large portion of your income goes toward rent. But the truth is you can save for a down payment without having to make major changes to your lifestyle—all it takes is a savings plan and a little bit of discipline. If you’re ready …Read More