Home Remodeling Financing Options

joseph-disalvo / May 12th, 2017

Spring and summer are great seasons to make additions to your home, but many people are concerned about how to finance these projects. Did you know it is easier than you think? These are three popular avenues for homeowners to secure money for a home improvement or remodeling project: Home...

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Mortgage Misconceptions

Joseph Disalvo / May 30th, 2014

Buying a home is a complex process that has given rise to countless mortgage fallacies. Although this is not an exhaustive list, here are four common mortgage myths that many first-time homebuyers fall victim to.

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Understanding FHA Loans

Joseph Disalvo / May 16th, 2014

First time home buyers often have challenges securing an affordable loan. Thankfully there’s a loan that helps low income buyers even if their credit is not so great: it’s called an FHA loan. An FHA loan is a mortgage backed by the Federal Housing Administration (or FHA). These loans are ideal for first-time homebuyers because …

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Locking In Your Interest Rate

Jim Offutt / May 12th, 2014

“Locking-in” is an essential, yet simple step in the home buying process. Your loan officer will talk to you about “locking-in” after you have chosen your loan program (for example: an ARM, 30 or 15 year Fixed mortgage), have a pre-approval and a firm settlement date. Other than selecting your interest rate and making sure …

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The TBD Purchase Program

Joseph Disalvo / April 30th, 2014

Recently we began working with some of our lending partners on a pilot program to get buyers and sellers approved before they have found the house they want to buy. We call it our TBD Purchase Program, a new and valuable tool for anyone looking to buy a new home.

With the constant changes to mortgage …

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Rent or Buy, Which Is Better?

Ben Freshman / March 28th, 2014

It’s the age old question in real estate: should I keep renting or step up and buy a home?  In reality, every situation is different, and there is not one right answer for everyone. Moreover, the multitude of factors contributing to the decision can often be overwhelming and even intimidating. Maybe I can clear it …

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