Buying a home is a complex process that has given rise to countless mortgage fallacies. Although this is not an exhaustive list, here are four common mortgage myths that many first-time homebuyers fall victim to.Read More
Spring and summer are great seasons to make additions to your home, but many people are concerned about how to finance these projects. Did you know it is easier than you think? These are three popular avenues for homeowners to secure money for a home improvement or remodeling project: Home...Read More
First time home buyers often have challenges securing an affordable loan. Thankfully there’s a loan that helps low income buyers even if their credit is not so great: it’s called an FHA loan. An FHA loan is a mortgage backed by the Federal Housing Administration (or FHA). These loans are ideal for first-time homebuyers because …Read More
“Locking-in” is an essential, yet simple step in the home buying process. Your loan officer will talk to you about “locking-in” after you have chosen your loan program (for example: an ARM, 30 or 15 year Fixed mortgage), have a pre-approval and a firm settlement date. Other than selecting your interest rate and making sure …Read More
Recently we began working with some of our lending partners on a pilot program to get buyers and sellers approved before they have found the house they want to buy. We call it our TBD Purchase Program, a new and valuable tool for anyone looking to buy a new home.
With the constant changes to mortgage …Read More
It’s the age old question in real estate: should I keep renting or step up and buy a home? In reality, every situation is different, and there is not one right answer for everyone. Moreover, the multitude of factors contributing to the decision can often be overwhelming and even intimidating. Maybe I can clear it …Read More