Acceleration Clause

ACH

Adjustable Rate Mortgage (ARM)

Adjustment Date

Adverse Action

Affordability Analysis

AGI

All-Risk Insurance

ALTA 

AMC 

Amenity

American Land Title Association (ALTA)

AMI

Amoritization

Amoritization Schedule

Annual Percentage Rate (APR)

API

Application

Appraisal

Appraised Value

Appraiser

Appreciation

APR 

ARM 

Assessed Value

Assessor

Assignee

Assignment

Assignment Of Mortgage

Assignor

Assumable Mortgage

Assumption

AUS 

AVM 

Back-End Ratio

Balance Payment

Balloon Mortgage

Balloon Payment

Bankruptcy

Base Point (BPS)

Base Price

BCIS 

Beneficiary

Best Efforts

Billed Amount

Biscom

Blanket Insurance Policy

Bond Market

Borrower

BPO

Bridge Loan

Broker

C-To-P

CAIVRS 

Call Option

Cap (INTEREST Rate)

Capital

Cash-Out Refinance

CD

CDO

Certificate Of Completion

Certificate Of Eligibility

Certificate Of Reasonable Value (CRV)

Certificate Of Title

Chain Of Title

Charge-Off

CHUMS

Clear Title

CLO

Closing

Closing Costs

CLTV

CMO

Co-Borrower

COD

COE

Collateral

Combined Loan-To-Value (CLTV) Ratio

Commercial Space

Community Seconds

Condo Project Manager (CPM)

Condominium Conversions

Condominium Hotel/Resort

Condominium Or Condo

Conforming

Construction Loan

Construction-To-Perm

Contract Underwriter

Conventional Mortgage

Converible Arm

Cooperative

Corporate Resolution

Correspondent

Correspondent Loan Purchase Agreement (FORM 200)

Correspondent Program Application

Cost Approach To Value

CPA

CPI

CPM

CRC

Credit Enhancement

Credit Package

DD214

DE

Debt

Debt-To-Income Ratio

Deed

Deed In Lieu Of Foreclosure (OR Deed-In-Lieu)

Deed Of Trust

Default

Delegated Underwriting Authority

Delivery Period

DELRAP

Desktop Originator (DO)

Desktop Underwriter (DU)

Detached

DHS

Discount Points

Discounted Initial Rate

DO

Doing Business As (DBA)

DTI

DU

Early Payment Default

Early Payoff

Earnest Money

Easement

ECOA

EDI

EEM

Effective Age

Effective Gross Income

EIN

Electronic Signature

EMB

EMD

Encumbrance

Environmental Hazard Assessment

Environmental Hazards

EPLS

Equity

Errors And Omissions Coverage

Escrow

Escrow Account

Escrow Disbursements

Escrow Impound

Facsimile Signatures

Factory-Built Housing

FAIR

Fair Credit Reporting Act

Fair Market Value

Fannie Mae (FNMA Or Federal National Mortgage Corp.)

FDIC

Federal Emergency Management Agency (FEMA)

Federal Emergency Management Agency (FEMA) Disaster Area

Federal Housing Administration (FHA)

Federal Housing Finance Agency (FHFA)

Fee Simple Estate

FEMA

FHA

Fha Case Number

Fha-Insured Mortgage

FHFA

FHLMC

FICO

Fidelity Bond

Fidelity Insurance

Final Project Acceptance

Financed Mortgage Insurance Premium

First Mortgage

First-Time Home Buyer

Fiscal Year

Fixed Rate Mortgage

Flood Insurance

FMV

FNMA

Foreclosure

Fraud

Freddie Mac

FRM

Front_End Ratio

FSBO

FTHB

Full Payment Amount

Fully Amortizing Arm

Fully-Indexed Rate

GFE

GNMA

Good Faith Estimate

Government National Mortgage Association

GPM

Grantee

Grantor

Ground Rent

GSA

GSE

HAMP

HAP

Hazard Insurance

HCLTV

HECM 

HELOC

HERA

High-Rise Condominium

HMDA

HOA

HOEPA

Home Equity Combined-Loan-To-Value Ratio (HCLTV)

Home Equity Line Of Credit (HELOC)

Home Mortgage Disclosure Act (HMDA)

Homeowner’s Insurance

Homeowners Association (HOA)

Housing Ratio

HPML

HRAP

HUD

Hud-1 Settlement Statement

Hvac

HVCC

HVE

In-File Credit Report

Income Approach To Value

Index

Initial Note Rate

Installment Debt

Institutional Lender

Inter Vivos Revocable Trust (OR Living Trust)

Interest Accrual Rate

Interest Rate (IR)

Interest Rate Buydown Plan

Interest Rate Cap

Interest Rate Change Date

Interest-Only Feature

Interested Party Contributions

Intermediate-Term Mortgage

Investment Property

Investor Concentration

IO

IP

IRRRL

IRS

Joint Tenancy

JTIC

JTWROS

Judgement

Judicial Foreclosure

Jumbo Loan

K-No Applicable Terms

LAPP

Late Charge

LDP

Lease

Lease Purchase

Leasehold Estate

Legal Description

Lender

LES

Liabilities

Liability Insurance

Libor

LIBOR

Lien

Life Cap

Life Of Loan Cap

Limited Cash-Out Refinance

Limited Liability Company (LLC)

Line Of Credit

LLC

LLPA

LO

Loan Originations

Loan Servicing

Loan To Value Ratio (LTV)

Loan-Level Price Adjustment (LLPA)

Lock-In

Lock-In Period

LOI

LOS

Loss Mitigation

LP

Lp (LOAN Prospector)

LPI

LPMI

LTV

Mandatory

Mandatory Commitment

Margin

Maturity

MBB

MBS

MC

MCC

Merged Credit Report

MERS

MGIC

MI

MIC

MIN

MIP

ML

Modification

Mortgage

Mortgage Broker

Mortgage Insurance (MI)

Mortgage Insurance Premium (MPI)

Mortgage Loan

Mortgagee

Mortgagor

MPC

MSA

Multi-Dwelling Unit Condominiums

Multi-Dwelling Units

Multi-Family Housing

Negative Amortization

Net Cash Flow

Net Mortgage Ceiling

Net Mortgage Interest Rate

Net Mortgage Margin

Net Note Rate

Net Worth

Nina

Niva

No Cash-Out Refinance (NCO)

Non-Conforming

NOO

Note

Note Rate

NOV

O/O

OFAC

Original Principal Balance

Origination

Origination Fee

Owner Financing

P&I

Par

Payment Change Date

Payment Rate

Periodic Adjustment Cap

PERS

PHA

PITI

Piti Reserves

PITIA

PIW

Planned Unit Development (PUD)

PMAC

PMI

POA

POC

Point

Power Of Attorney (POA)

PPP

PR

Premium

Prepayment

Prepayment Premium (PENALTY)

Primary Residence

Principal

Principal & Interest (P&I)

Principal Balance

Promissory Note

PUD

Purchasable

Purchase

Purchase Advice

Purchase Date

Qualifying Ratios

Quitclaim Deed

Rate And Term Refinance

Rate Commitment Period

Rate Lock Commitment

Rate Lock Expiration

RCD

RD

Real Estate Owned (REO)

Real Property

Recorder

Refinance Transaction

Registration Period

Rehabilitation Mortgage

REIT

Remaining Term

REO

Repurchase Price

Rescission

RESPA

Retail

RHS

Right Of Survivorship

RMIC-NC

Row/Townhouse

Rural Development (RD)

Sales Comparison Approach To Value (OR Market Data Approach)

Sales Contract

SEC

Second Mortgage

Secondary Residence

Secured Loan

Segmented Ownership

Seller Take-Back

Servicing Compensation

Servicing Fee

Settlement Date

SFC

SFHA

SFR

Single Investor Concentration

Single-Family Mortgage Loan

Special Flood Hazard Area (SFHA)

SRP

SSA

SSN

Subdivision

Subordinate Financing

Super Jumbo

Survey

T&I

TBA

TBD

TBE

Temporary Interest-Rate Buydown

Third-Party Origination

TIC

TIL

TILA

TIN

Title

Title Insurance

TPO

Trade Equity

Transfer Of Ownership

Treasury Index

Two- To Four-Unit Property

Two-Four Unit Condominium Project

UCC

UFMIP

Underwriting Documents

Underwriting Performance Review

Unit Mortgage

UPB

URAR

URLA

USDA

USPAP

VA

Va-Guaranteed Mortgage

VOD

VOE

VOM

VOR

VVOE

Whole Loan Delivery

Working Capital Fund

Wraparound Mortgage

Yield

Yield Difference (OR Interest Rate Differential)

Yield Differential Adjustment

YSP

YTD